NIA warns banks not to rely on Ghana card photocopies for verification

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The National Identification Authority (NIA) has cautioned institutions, particularly banks, against relying on photocopies of Ghana Cards for identity verification, describing the practice as unsafe and vulnerable to fraud.

This was disclosed by the Executive Secretary of the Authority, Wisdom Kwaku Deku, at a press conference to mark Identity Day at the NIA head office in Accra.

Mr. Wisdom Deku explained that photocopies of ID cards cannot guarantee that the person presenting them is the rightful owner or was physically present at the point of transaction.

He stressed that only biometric verification, through fingerprints or facial recognition, can reliably confirm an individual’s true identity.

“At any point in time, if anybody presents his or her identity, which is the Ghana card, for transaction, that person needs to be authenticated or verified from the NIA. That is why we’re insisting that at no point should anybody do photocopy because the moment you do photocopy of the cards, you’ve not established the person’s identity